Hud Fha Approved Qualifications For Fha Mortgage Loan FHA issues guidance for lender approvals – fha-approved mortgagees assume full responsibility to ensure that a sponsored loan correspondent adheres to the FHA’s loan origination and processing requirements. increased net worth requirements:.Applying For A Fha Home Loan Current Fha Mip Rates  · FHA Streamline. The FHA Streamline is a refinance mortgage loan available to homeowners with existing fha mortgages. The program simplifies home refinancing by waiving the documentation typically.