How do I get financed for a home without W-2’s? I am gainfully employed and can prove. find answers to this and many other questions on Trulia Voices, a community for you to find and share local information. Get answers, and share your insights and experience.
January 5, 2011 – When you apply for an FHA home loan, there’s a list of documents and documentation needed to process an FHA loan application. These are the minimum needed to establish an accurate picture of a borrower’s credit and payment history.
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Among other factors, the author explains that "No mortgage is funded without a firm takeout commitment, indicating the home loan is. late fees, and taxes to be paid upon the sale of the properties..
Best Answer: Yes, you can. Home loans are given to wide range of people and with wide range of credit score. If you can secure some thing you can easily get this loan. If you are not securing any property you need to get this loan with bad credit lenders. There are lot of bad credit lenders who are ready.
Is it possible to get a home loan without W-2 and tax return? I’ve been living in the United Sates for 4 years, no W-2, no tax return, since I’m a full-time student. All my income are come from my husband in Hong Kong. I have a credit score of 769 and I’m willing to put 20-30% down.
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Overall, not having a W2 is not a reason to panic about getting a home loan. It might require some more work and extra steps, but most people without a W2 can still qualify for a loan. The specifics of the loan depend on a lot of factors, and the only way to know for certain is to discuss this with the loan officer.
Can I Get An FHA Home Loan If I Owe Back Taxes? Can I get an FHA home loan if I owe back taxes? The answer to this question depends on more than one factor, the most important being whether or not the borrower is delinquent on the taxes owed.