The calculator bases your estimated payments on the home's sale price, the term of the loan you desire, your down payment percentage, and the loan's interest.

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Determine what you could pay each month by using this mortgage calculator to calculate estimated monthly payments and rate options for a variety of loan terms. Get a breakdown of estimated costs including property taxes, insurance and PMI.

Mortgage Down-payment Calculator. If you are saving up for a home and want to know how long it will take to reach a specific downpayment percentage on the home please use this calculator.If you want to convert a home price to a downpayment percent please use the first calculator below.

The main reason down payments are so expensive is because lenders typically require them before approving your home loan. These are some other ways your down payment impacts your home buying experience: The larger your down payment, the less you’ll have to cover with a mortgage, and therefore, the lower your monthly loan payments will be.