Quicken Loans is the nations largest online lender. They fund a wide range of types of mortgages, including those catering to borrowers with lower credit scores. They are not technically a subprime lender, but they do offer many non-prime programs, including their famous Rocket Mortgage .

home improvements that build equity Home Improvement Projects that Build Equity – Chante Hargrove – If you’re looking to build equity in your home, and the property is lacking in these areas (think: a dated kitchen or lack of curb appeal), then these projects are an excellent way to add thousands upon thousands of dollars of value to your home. Here are 5 home improvement projects that will likely add value to your home.commercial mortgage rates today Use annual percentage rate APR, which includes fees and costs, to compare rates across lenders.Rates and APR below may include up to .50 in discount points as an upfront cost to borrowers. Select product to see detail. Use our compare home mortgage loans Calculator for rates customized to your specific home financing need.

A SISA or stated income loan allows you to state your monthly incomes and assets on the loan application and the bank or lender will not need a verification of the information as they would with a conventional loan. However, the lender will want to verify that you are employed by your employer or with a CPA letter for self-employed individuals.

Many stated income loans are based on the equity position of the property, which means that the more the borrower puts down, the easier it’ll be to get the loan. "With us, a buyer has to put down at least 30% down compared to the regular 20% with a conventional loan.

A stated income loan is a mortgage where the lender does not verify the borrower’s income by looking at their pay stubs, W-2 (employee income) forms, income tax returns, or other records. Instead, borrowers are simply asked to state their income, and taken at their word. These loans are sometimes called liar loans or liar’s loans.

In the past, stated income mortgages were home loans where lenders did not verify or document income at all, and were called stated income loans because lenders used the income stated on a loan application to issue a loan. Stated income loans started to rise in popularity in the early 2000s.

StatedIncomeLender.info to see rates, terms, and guidelines for these loan. LENDERLINE is currently offering stated income verified assets loans up to 60 %.

STATED INCOME LOANS. Please note: Stated income loans are no longer offered in 2017. Stated income loans are ones in which the borrower discloses information but it is not verified by the lender. This allows the lender to process the loan much faster than a conventional loan.

Stated Income – Mortgage.info – This loan leaves enough room for people who do not have a conventional income to qualify, however, there are regulations set in place to insure the lenders that you have an income that can support loan payments. What are the qualifications? stated income loans usually require a good credit score and a 30% down payment.