A HARP loan is a new loan, not a modification of your current loan. It's designed to help qualifying homeowners who lack home equity to refinance.

If you are eligible to refinance your mortgage through HARP, you’ll go through an application, approval and closing process (similar to when you got your original mortgage). A HARP lender will work with you through every step, and will help determine if HARP meets your specific needs. Outlined below are three steps to get you started.

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President Obama and Congress established the federal home affordable refinance program in 2009 to help revitalize a housing industry crushed by the financial crisis. HARP – originally called the.

See why HARP refinance programs are a viable options for owners who owe more than the value of their home. Learn about the program qualifications with.

What is the HARP Program. The Home Affordable Refinance Program, also known as HARP, is a federal program of the United States, set up by the Federal Housing Finance Agency in March 2009 to help underwater and near-underwater homeowners refinance their mortgages.

What Is Harp Refinance – If you are looking to refinance your mortgage loan, you have come to the right place; we can help you to save money by changing loan terms. streamline fha refinance calculator loans for home improvements no money down home mortgage.

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Are you underwater and can’t refinance? Take another deep breath. Although there have been a number of proposals, no HARP 3 programs have been approved. Ideas have been offered to improve the HARP 2.

The Home Affordable Refinance Program (HARP) is a mortgage refinancing program offered to borrowers who are currently underwater on.

Under the original HARP program, homeowners with little or no home equity could refinance their home and benefit from lower interest rates – something that wouldn’t otherwise be possible. HARP 2.0, an updated program, was released in 2012. HARP 2.0 is different from the original program in two critical ways.

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What is HARP? The Home Affordable Refinance Program, also referred to as "HARP", is a federal-government program designed to help homeowners refinance at today’s low mortgages rates even if they are they are currently underwater on their mortgage.

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Although HARP 2.0 allows homeowners with PMI to apply through the making home affordable refinance Program, many.